.public-tools{color:#26283c;background:#f8f8fc;min-height:100vh;font-family:Arial,Helvetica,sans-serif}.public-tools-nav{justify-content:space-between;align-items:center;gap:1rem;max-width:1180px;margin:auto;padding:22px 30px;display:flex}.public-tools-nav nav{align-items:center;gap:10px;display:flex}.public-tools-nav nav a{color:#3e3868;border:1px solid #dad8e8;border-radius:12px;padding:11px 17px;font-weight:700;text-decoration:none}.public-tools-nav nav a:last-child{color:#fff;background:#6553ca;border-color:#6553ca}.public-tools-footer{border-top:1px solid #dad8e8;flex-wrap:wrap;gap:25px;max-width:1180px;margin:70px auto 0;padding:32px 30px;display:flex}.public-tools-footer a{color:#5b557a}.calc-hub,.calc-tool{color:#27293f;max-width:1180px;margin:0 auto;padding:20px 30px 70px}.calc-hub-hero{background:radial-gradient(circle at 89% 12%,#f8cfb8 0 5%,#0000 21%),radial-gradient(circle at 90% 80%,#d5cafa 0 8%,#0000 35%),#fff;border:1px solid #e6e3ef;border-radius:24px;padding:clamp(23px,3vw,38px);box-shadow:0 12px 34px #322a580e}.calc-kicker{color:#6655a9;text-transform:uppercase;letter-spacing:.13em;align-items:center;gap:8px;font:700 12px/1.3 Arial,sans-serif;display:inline-flex}.calc-hub h1,.calc-tool h1{letter-spacing:-.04em;color:#282940;text-wrap:balance;max-width:930px;margin:18px 0;font:500 clamp(2.3rem,5vw,3.9rem)/1.07 Georgia,Times New Roman,serif}.calc-hub-hero p,.calc-tool-head p{color:#5b5d72;max-width:780px;margin:0;font-size:clamp(1rem,1.8vw,1.22rem);line-height:1.65}.calc-hub h1{margin:9px 0 12px;font-size:clamp(2rem,3.5vw,3rem)}.calc-hub-hero p{max-width:900px;font-size:1rem;line-height:1.55}.calc-finder{background:#fff;border:1px solid #e4e1ee;border-radius:18px;gap:12px;margin-top:18px;padding:17px 20px;display:grid}.calc-search{color:#6553ad;background:#fbfaff;border:1px solid #d8d4e8;border-radius:11px;align-items:center;gap:10px;height:46px;padding:0 13px;display:flex}.calc-search:focus-within{border-color:#6553ca;box-shadow:0 0 0 3px #e7e1ff}.calc-search input{color:#282940;background:0 0;border:0;outline:0;width:100%;min-width:0;font:500 15px Arial,sans-serif}.calc-search input::placeholder{color:#77758d}.calc-topics{flex-wrap:wrap;gap:7px;display:flex}.calc-topics button{color:#514d68;cursor:pointer;background:#fff;border:1px solid #dcd8eb;border-radius:999px;min-height:36px;padding:7px 12px;font-size:13px;font-weight:700}.calc-topics button[aria-pressed=true]{color:#fff;background:#413581;border-color:#413581}:is(.calc-topics button:focus-visible,.calc-empty button:focus-visible){outline-offset:2px;outline:3px solid #aa97fb}.calc-count{color:#626178;margin:0;font-size:13px}.calc-hub-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:17px;display:grid}.calc-card{text-align:left;min-height:202px;color:inherit;cursor:pointer;background:#fff;border:1px solid #e3e2ed;border-radius:19px;flex-direction:column;padding:21px;text-decoration:none;transition:transform .2s,border-color .2s,box-shadow .2s;display:flex;box-shadow:0 5px 22px #322a5806}.calc-card.is-suggested{background:linear-gradient(160deg,#fff,#f9f7ff);border-color:#c8bdf0}:is(.calc-card:hover,.calc-card:focus-visible){border-color:#a59be5;transform:translateY(-3px);box-shadow:0 12px 30px #322a581a}.calc-card-top{color:#6a6590;text-transform:uppercase;letter-spacing:.09em;justify-content:space-between;align-items:center;gap:8px;font-size:12px;font-weight:700;display:flex}.calc-card-num{color:#5947b5;letter-spacing:0;background:#eeebff;border-radius:10px;place-items:center;width:34px;height:34px;display:grid}.calc-card strong{color:#282940;margin:15px 0 9px;font:500 1.42rem/1.18 Georgia,serif}.calc-card>span:nth-child(3){color:#65667b;font-size:14px;line-height:1.5}.calc-card-action{color:#5b48b7;align-items:center;gap:7px;margin-top:auto;padding-top:19px;font-size:14px;font-weight:700;display:inline-flex}.calc-empty{color:#303047;background:#fff;border:1px dashed #bcb4d5;border-radius:16px;margin-top:17px;padding:27px}.calc-empty p{color:#5f6073}.calc-empty button{color:#fff;cursor:pointer;background:#6553ca;border:1px solid #6553ca;border-radius:10px;padding:10px 14px;font-weight:700}.calc-hub-next{color:#312b62;background:#efedff;border-radius:20px;align-items:center;gap:22px;margin-top:28px;padding:25px;display:flex}.calc-hub-next>svg{color:#d66583;flex:none}.calc-hub-next strong{font-size:18px}.calc-hub-next p{color:#5c5683;margin:5px 0 0;line-height:1.5}.calc-hub-next a{white-space:nowrap;color:#fff;background:#6553ca;border-radius:11px;align-items:center;gap:8px;margin-left:auto;padding:12px 17px;font-weight:700;text-decoration:none;display:inline-flex}.calc-tool-top{justify-content:space-between;align-items:center;gap:10px;display:flex}.calc-back{color:#554899;cursor:pointer;background:0 0;border:0;align-items:center;gap:7px;padding:8px 0;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.calc-hub-return{margin:10px 30px 0}.calc-free{color:#437663;align-items:center;gap:5px;font-size:13px;font-weight:700;display:inline-flex}.calc-tool-head{padding:35px 0 40px}.calc-purpose{color:#3f4056;background:#f6f4ff;border-left:4px solid #b9b0ee;border-radius:14px;max-width:780px;margin:-16px 0 26px;padding:16px 20px}.calc-purpose h2{color:#4a427c;margin:0 0 6px;font:700 .95rem/1.3 system-ui,sans-serif}.calc-purpose p{margin:0;font-size:1rem;line-height:1.55}@media print{.calc-purpose{display:none}}.calc-tool-layout{grid-template-columns:minmax(0,1fr) minmax(0,.95fr);align-items:start;gap:22px;display:grid}.calc-panel,.calc-result{background:#fff;border:1px solid #e6e3ef;border-radius:23px;padding:clamp(22px,3vw,38px);box-shadow:0 10px 32px #322a580b}.calc-panel h2,.calc-bridge h2{color:#292940;margin:0 0 8px;font:500 2rem/1.15 Georgia,serif}.calc-panel-intro{color:#626477;margin:0 0 25px;line-height:1.5}.calc-prefill{color:#4a427c;background:#f0edff;border-radius:11px;align-items:flex-start;gap:9px;padding:12px 14px;font-size:13px;line-height:1.45;display:flex}.calc-prefill svg{flex:none}.calc-example{color:#3d347a;cursor:pointer;background:#e8e2ff;border:0;border-radius:9px;margin:0 0 18px;padding:10px 13px;font-weight:700}:is(.calc-example:hover,.calc-example:focus-visible){outline-offset:2px;background:#d9d0fc;outline:2px solid #8170d4}.calc-example-note{color:#41644f;margin:-9px 0 18px;font-size:13px}.calc-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;display:grid}.calc-field{color:#383a50;flex-direction:column;gap:8px;min-width:0;font-size:14px;font-weight:700;display:flex}.calc-input-wrap{background:#fff;border:1px solid #d6d4e3;border-radius:11px;align-items:center;min-height:50px;transition:border-color .18s,box-shadow .18s;display:flex;overflow:hidden}.calc-input-wrap:focus-within{border-color:#705fc7;box-shadow:0 0 0 3px #e7e1ff}.calc-input-wrap input,.calc-input-wrap select{color:#282940;background:0 0;border:none;outline:none;width:100%;min-width:0;height:50px;padding:0 13px;font:600 17px Arial,sans-serif}.calc-input-wrap select{font-size:15px}.calc-unit{color:#6b6e80;white-space:nowrap;padding:0 12px;font-size:13px}.calc-field small{color:#65667b;font-weight:400}.calc-advanced{border-top:1px solid #e7e5ef;margin-top:22px;padding-top:18px}.calc-advanced summary{cursor:pointer;color:#5547a7;justify-content:space-between;align-items:center;font-weight:700;list-style:none;display:flex}.calc-advanced summary::-webkit-details-marker{display:none}.calc-advanced[open] summary svg{transform:rotate(180deg)}.calc-advanced .calc-fields{margin-top:19px}.calc-reset{color:#696979;cursor:pointer;background:0 0;border:none;align-items:center;gap:6px;margin-top:18px;font-size:13px;text-decoration:underline;display:inline-flex}.calc-settings-actions{flex-wrap:wrap;align-items:center;gap:12px;margin-top:20px;display:flex}.calc-settings-actions .calc-reset{margin-top:0}.calc-save{color:#4b3b9e;cursor:pointer;background:#f2efff;border:1px solid #ada3e4;border-radius:10px;align-items:center;gap:6px;padding:10px 13px;font-size:13px;font-weight:700;display:inline-flex}.calc-result{color:#fff;background:linear-gradient(148deg,#332c66,#27273e);border-color:#332c66}.calc-result-kicker{color:#ded7ff;text-transform:uppercase;letter-spacing:.1em;align-items:center;gap:8px;font-size:13px;font-weight:700;display:inline-flex}.calc-result-hero{flex-direction:column;gap:5px;margin:28px 0 12px;display:flex}.calc-result-hero strong{letter-spacing:-.04em;color:#fff;font:500 clamp(2.5rem,4.5vw,4.2rem)/1.08 Georgia,serif}.calc-result-hero span{color:#f5d9b9;font-size:18px;font-weight:700}.calc-result>p{color:#e0def1;line-height:1.55}.calc-result dl{border-top:1px solid #6a628c;margin:25px 0 0}.calc-result dl div{border-bottom:1px solid #6a628c;justify-content:space-between;align-items:baseline;gap:20px;padding:14px 0;display:flex}.calc-result dt{color:#e0def1;font-size:14px}.calc-result dd{text-align:right;color:#fff;margin:0;font-weight:700}.calc-tip{color:#eedfc1;align-items:flex-start;gap:10px;margin-top:25px;font-size:14px;line-height:1.5;display:flex}.calc-tip svg{flex:none}.calc-result-actions{gap:10px;margin-top:22px;display:flex}.calc-result-actions button{color:#fff;cursor:pointer;background:0 0;border:1px solid #8d86aa;border-radius:10px;align-items:center;gap:7px;padding:9px 12px;font-weight:700;display:inline-flex}:is(.calc-result-actions button:hover,.calc-result-actions button:focus-visible){background:#554a86}.calc-print-brand{display:none}.calc-bridge{background:#f0edff;border:1px solid #dfd8fc;border-radius:22px;justify-content:space-between;align-items:center;gap:28px;margin-top:24px;padding:clamp(24px,4vw,42px);display:flex}.calc-bridge h2{margin:10px 0}.calc-bridge p{color:#5b5775;max-width:640px;margin:7px 0 0;line-height:1.55}.calc-bridge-actions{flex:none;justify-items:stretch;gap:10px;display:grid}.calc-task-bridge{flex-direction:column;align-items:stretch;gap:16px}.calc-task-bridge fieldset{border:0;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:16px;min-width:0;margin:0;padding:0;display:grid}.calc-task-bridge label{gap:6px;min-width:0;display:grid}.calc-task-bridge input{box-sizing:border-box;color:#292940;width:100%;min-width:0;font:inherit;background:#fff;border:1px solid #bfb6db;border-radius:10px;padding:10px 12px}.calc-task-bridge section{min-width:0}.calc-task-bridge pre{font:inherit;line-height:1.6}.calc-primary,.calc-secondary{cursor:pointer;white-space:nowrap;border-radius:11px;justify-content:center;align-items:center;gap:8px;padding:13px 18px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.calc-primary{color:#fff;background:#6553ca;border:1px solid #6553ca}.calc-primary:disabled{opacity:.5;cursor:not-allowed}.calc-secondary{color:#4e4292;background:#fff;border:1px solid #9c8dde}.calc-status{align-items:center;gap:7px;max-width:240px;font-size:13px;font-weight:700;display:flex;color:#2d6a4c!important}.calc-method{background:#fff;border:1px solid #e6e3ef;border-radius:15px;margin-top:26px;padding:20px 24px}.calc-method summary{cursor:pointer;color:#4b416f;font-weight:700}.calc-method p{color:#5f6172;max-width:850px;line-height:1.6}.calc-guide-link{color:#292940;background:#f0edff;border:1px solid #ddd6fa;border-radius:17px;justify-content:space-between;align-items:center;gap:25px;max-width:1120px;margin:0 auto 55px;padding:23px 28px;display:flex}.calc-guide-link span{color:#5d4bab;text-transform:uppercase;letter-spacing:.08em;font-size:12px;font-weight:700}.calc-guide-link h2{margin:7px 0;font:500 1.7rem/1.2 Georgia,serif}.calc-guide-link p{color:#626078;margin:0;line-height:1.5}.calc-guide-link>a{color:#fff;background:#6553ca;border-radius:10px;flex:none;padding:11px 15px;font-size:14px;font-weight:700;text-decoration:none}.calc-guide-link>a span{color:#fff}@media (max-width:700px){.calc-guide-link{flex-direction:column;align-items:flex-start;margin-left:16px;margin-right:16px}}@media (max-width:850px){.calc-hub-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calc-tool-layout{grid-template-columns:1fr}.calc-hub-next,.calc-bridge{flex-direction:column;align-items:flex-start}.calc-hub-next a{margin-left:0}.calc-bridge-actions{width:100%}}@media (max-width:570px){.public-tools-nav,.calc-hub,.calc-tool{padding-left:16px;padding-right:16px}.public-tools-nav nav a:first-child{display:none}.calc-hub-hero{padding:20px}.calc-hub h1{font-size:2.05rem}.calc-hub-hero p{font-size:.95rem;line-height:1.45}.calc-finder{gap:10px;padding:14px}.calc-count span{display:none}.calc-hub-grid,.calc-fields{grid-template-columns:1fr}.calc-card{min-height:195px}.calc-tool-top{flex-wrap:wrap}.calc-result dl div{align-items:flex-start}.public-tools-nav{flex-wrap:wrap;gap:10px}.public-tools-nav nav{flex-wrap:wrap;gap:6px}.public-tools-nav nav a{padding:10px 12px;font-size:12px}.public-tools-nav .brand-logo{gap:8px}.public-tools-nav .brand-logo-mark{width:36px;height:36px}.public-tools-nav .brand-logo-together{font-size:28px}}@media print{.public-tools-nav,.public-tools-footer,.calc-tool-top,.calc-panel,.calc-bridge,.calc-method,.calc-result-actions{display:none!important}.public-tools,.calc-tool{background:#fff;padding:0}.calc-tool-layout{display:block}.calc-result{box-shadow:none;border:0;color:#222!important;background:#fff!important}.calc-result *{color:#222!important}.calc-print-brand{border-top:1px solid #aaa;gap:3px;margin-top:32px;padding-top:12px;font-size:10pt;display:grid}.calc-print-brand strong{font-weight:700}}.calc-participants{border:0;grid-column:1/-1;min-width:0;margin:0;padding:0}.calc-participants legend{margin-bottom:12px;font-weight:600}.calc-participant{align-items:flex-end;gap:8px;margin-bottom:12px;display:flex}.calc-participant label{flex:1;gap:6px;min-width:0;font-size:12px;display:grid}.calc-participant input{background:#fff;border:1px solid #cbc8db;border-radius:9px;width:100%;min-width:0;padding:10px}.calc-participant button{border:1px solid #cbc8db;border-radius:9px;flex:0 0 38px;height:40px}.calc-participants>small{margin-top:10px;display:block}.calc-scenarios{color:#303047;background:#fff;border:1px solid #e6e3ef;border-radius:22px;margin-top:24px;padding:clamp(20px,3vw,32px)}.calc-scenarios-heading{justify-content:space-between;align-items:flex-start;gap:16px;display:flex}.calc-scenarios h2{color:#292940;margin:0 0 8px;font:500 1.65rem/1.2 Georgia,serif}.calc-scenarios-heading p,.calc-scenario-note{color:#626477;margin:8px 0;font-size:14px;line-height:1.55}.calc-scenarios-heading>span{white-space:nowrap;color:#554899;font-size:13px}.calc-scenario-form{flex-wrap:wrap;align-items:flex-end;gap:12px;margin:22px 0 14px;display:flex}.calc-scenario-form .calc-field{flex:240px}.calc-scenarios input{color:#282940;background:#fff;border:1px solid #d6d4e3;border-radius:10px;width:100%;min-width:0;min-height:44px;padding:12px}.calc-scenarios button{min-height:44px}.calc-scenarios button:disabled{opacity:.55;cursor:not-allowed}:is(.calc-scenarios button:focus-visible,.calc-scenarios input:focus-visible,.calc-scenarios summary:focus-visible){outline-offset:3px;outline:3px solid #6553ca}.calc-scenario-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,270px),1fr));align-items:start;gap:16px;margin-top:18px;display:grid}.calc-scenario-card{background:#fcfbff;border:1px solid #e1deed;border-radius:14px;min-width:0;padding:20px}.calc-scenario-card.is-current{background:#f1edff;border-color:#8170d4}.calc-scenario-card h3{overflow-wrap:anywhere;color:#39315e;margin:0 0 14px;font-size:17px}.calc-scenario-total{color:#514778;line-height:1.5}.calc-scenario-total strong{color:#39315e;font-size:1.5rem}.calc-scenario-card dl{margin:12px 0;font-size:13px}.calc-scenario-card dl div{border-bottom:1px solid #e4e0ef;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:10px;padding:8px 0;display:grid}.calc-scenario-card dt{color:#626477}.calc-scenario-card dd{text-align:right;color:#39315e;overflow-wrap:anywhere;margin:0;font-weight:700}.calc-scenario-card dl div[data-different=true]{background:#ede7ff;box-shadow:0 0 0 4px #ede7ff}.calc-comparison{border-top:1px solid #e1deed;margin-top:22px;padding-top:16px}.calc-comparison summary{color:#51428f;cursor:pointer;padding:8px 0;font-weight:700}.calc-scenario-actions{flex-wrap:wrap;gap:8px;margin-top:16px;display:flex}.calc-scenario-actions button,.calc-scenario-rename button,.calc-scenario-remove button{color:#51428f;cursor:pointer;background:#fff;border:1px solid #c9c2df;border-radius:9px;padding:8px 10px;font-weight:600}.calc-scenario-rename,.calc-scenario-remove,.calc-scenario-import{background:#f5f2ff;border:1px solid #ded8ee;border-radius:12px;margin-top:16px;padding:16px}.calc-scenario-rename button,.calc-scenario-remove button{margin-top:10px;margin-right:8px}.calc-scenario-error{color:#9b263d;margin:12px 0;font-size:14px;line-height:1.5}.calc-scenario-import p{line-height:1.5}@media (max-width:570px){.calc-scenario-form{flex-direction:column;align-items:stretch}.calc-scenario-form .calc-field{flex-basis:auto}.calc-scenario-grid{grid-template-columns:1fr}}@media print{.calc-scenario-form,.calc-scenarios-heading>span,.calc-scenario-actions,.calc-scenario-rename,.calc-scenario-remove,.calc-scenario-import,.calc-scenario-error{display:none!important}.calc-scenarios{box-shadow:none;border:0;padding:16px 0}.calc-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calc-scenario-card{break-inside:avoid;background:#fff}.calc-scenario-card details>dl{display:block}}.calc-context{color:#35334a;background:#faf9ff;border:1px solid #ded8ed;border-radius:14px;margin:18px 0 24px;padding:16px}.calc-context summary{cursor:pointer;font-weight:650;line-height:1.5}.calc-context p{margin:12px 0;font-size:.82rem;line-height:1.55}.calc-context .calc-fields{margin-top:16px}.calc-context-count{font-weight:650}.calc-context table{table-layout:fixed;border-collapse:collapse;width:100%;margin:16px 0;font-size:.8rem}.calc-context caption{text-align:left;margin-bottom:10px;font-weight:650}.calc-context th,.calc-context td{text-align:left;overflow-wrap:anywhere;vertical-align:middle;border-bottom:1px solid #e3deed;padding:9px 5px}.calc-context th:first-child{width:46%}.calc-context .calc-save{white-space:normal;min-height:44px;margin-top:4px;line-height:1.4}.calc-source{border-top:1px solid #e4def0;padding-top:12px;font-size:.78rem;line-height:1.5}@media print{.calc-source{font-size:10pt}}.calc-application{background:#fff;border:1px solid #dfd8fc;border-radius:18px;margin-top:24px;padding:24px}.calc-application h2{margin:0 0 12px;font:500 1.6rem Georgia,serif}.calc-application p{margin:12px 0;line-height:1.55}.calc-application-scroll{margin:20px 0;overflow-x:auto}.calc-application table{border-collapse:collapse;width:100%;min-width:300px}.calc-application th,.calc-application td{text-align:left;vertical-align:middle;border-bottom:1px solid #e6e3ef;padding:12px}.calc-application th small{color:#686277;margin-top:4px;font-weight:400;display:block}.calc-application-actions{flex-wrap:wrap;gap:12px;margin-top:20px;display:flex}@media (max-width:570px){.calc-application{padding:16px}.calc-application-actions>button{white-space:normal;width:100%}}@media print{.calc-application{display:none!important}}.calc-application-mobile-label{display:none}@media (max-width:570px){.calc-application table{min-width:0}.calc-application thead{clip-path:inset(50%);width:1px;height:1px;position:absolute;overflow:hidden}.calc-application tbody{display:block}.calc-application tr{border-bottom:1px solid #e6e3ef;grid-template-columns:minmax(0,1fr) minmax(0,1fr);display:grid}.calc-application th[scope=row]{grid-column:1/-1}.calc-application td,.calc-application th{white-space:normal;overflow-wrap:anywhere;border-bottom:0;padding:10px 8px;display:block}.calc-application-mobile-label{color:#686277;margin-bottom:6px;font-size:12px;display:block}}.calc-bridge-actions{min-width:0;max-width:100%}.calc-bridge-actions .calc-primary,.calc-bridge-actions .calc-secondary{white-space:normal;box-sizing:border-box;max-width:100%}